Victoria, BC · Landmark Mortgages
A mortgage broker who works for you, not the bank. You get a custom strategy, clearly communicated, built around your long term goals.
More Than a Mortgage.
250-889-1686
What We Do
Before you start shopping, we put together a full budget breakdown so you know exactly what you can afford. No surprises, no guessing.
→Buying your first home is a big deal. We walk you through every step, send you a custom video breakdown of your approval, and make the whole thing simple and stress free.
→Your home equity can work harder for you. Use it to renovate, buy a rental, or lower your rate. We find the best way to put it to work.
→Don't just sign what the bank sends you at renewal. We shop the market, find you a better deal, and make sure your mortgage fits your bigger financial picture.
→We love working with business owners and people with non-traditional income. The bank wants to put you in a box. We understand how your income actually works and get you approved.
→We help investors find the right financing from day one and make sure your mortgage strategy can scale to whatever number of doors you are dreaming of.
→Alternative financing is more flexible than the bank and can be a great way to get out of a tough spot. We find solutions when the traditional route is closed.
→We help newcomers get into homes all the time through special programs. You don't need years of Canadian credit or work history to qualify.
→Want access to your equity without giving up your low rate? A second mortgage sits behind your existing lender so you keep your rate and skip the penalty.
→Going through a separation and not sure if you can keep the home? We work with people in this situation every week and make sure you have everything you need to make the right call.
→For homeowners 55 and older, a reverse mortgage lets you access your home equity tax free without selling or making payments. Your home works for you.
→Tired of juggling high interest payments every month? We roll everything into one simple payment so you save money and stop losing sleep over it.
→Don't see what you're looking for?
Get in touch. If it involves a mortgage, we can help.
Our Process
A quick 20 minute conversation to understand your situation, your goals, and what you are trying to accomplish. No need to have any documentation ready.
We send you a simple online application. Once complete, you get access to a secure document portal that shows exactly what we need to process your file.
Once we have a complete application, we build you a custom budget proposal. You get a 5–10 minute personalized video walking through all your options and everything you need to make an informed decision. Watch it with your family on your own time.
Once you've decided on the best option for you and your family, we get you fully approved at your chosen lender; one of our 50+ lending partners. You will receive the documents for signing and another video deep diving into your specific approval details.
The lender finishes reviewing all the conditions of approval. Broker complete means your file is ready to go to the lawyer's office for final signing. We work with your realtor and lawyer to ensure a smooth closing process.
Your mortgage is officially funded. Time to celebrate!
You are assigned a dedicated concierge who is there for any questions about managing your mortgage post funding. You also get complimentary access to our Ownwell platform, which tracks your rate, home value, and equity position so you are never in the dark about whether you are in the best mortgage possible.
Get Started
No pressure, no obligation. A 15-minute call is usually enough to know exactly where you stand.
