Legal
Last updated: 2024
Landmark Mortgages respects the privacy of our clients and is committed to keeping your personal information accurate, confidential, secure, and private. This policy explains how we collect, use, and protect that information in the course of providing mortgage brokerage services.
Our Privacy Policy complies with Canada's Personal Information Protection and Electronic Documents Act (“PIPEDA”) and the Ten Privacy Principles outlined in the Canadian Standards Association Model Code for the Protection of Personal Privacy.
In the course of providing mortgage services, we may collect personal information including but not limited to: your name, home address, date of birth, income and employment details, credit history and financial information, and information about the property being financed.
We collect only the information necessary to provide the services you have requested. Information is collected by fair and lawful means, with your knowledge and consent.
We use your personal information for three general purposes:
We will only use your personal information for the purpose for which it was collected. If we intend to use it for a different purpose, we will notify you and obtain your consent first.
In the course of providing services, we routinely share your information with parties directly involved in the transaction, such as lenders, mortgage insurers, credit reporting agencies, and legal professionals. We will always obtain your consent before doing so.
We may also disclose your information when required by law (such as government tax reporting or court orders), or in exceptional circumstances permitted by law.
We will obtain your consent before or when we collect, use, or disclose your personal information. Consent may be express, implied, or given through an authorized representative. You may withdraw your consent at any time, subject to any legal consequences of which you will be informed. In some cases, withdrawing consent may limit our ability to provide the services you have requested.
Your personal information is protected using security measures appropriate to the sensitivity of the information and consistent with generally accepted industry standards. All employees with access to personal information are required to adhere to this Privacy Policy.
Our website may use cookies, small text files stored on your device, to improve site functionality and navigation. Cookies do not reveal personally identifiable information. You may configure your browser to refuse cookies, though doing so may limit certain site features.
We may collect anonymous usage data (pages visited, IP address, session duration) for analytical purposes only. This data is never combined with personally identifiable information.
You have the right to access the personal information we hold about you and to request corrections if it is inaccurate or incomplete. To make such a request, please contact us in writing using the details below.
If you have any questions, concerns, or complaints about this Privacy Policy or the handling of your personal information, please contact us:
Kyle Scott, Privacy Officer
Landmark Mortgages
Victoria, BC · Licensed
