The Landmark Blog

Mortgage Insights

Practical mortgage knowledge, no filler, no bait-and-switch headlines. Just useful information.

Mortgages

What Happens When You Break Your Mortgage Early?

Six in ten Canadians break their mortgage before the term ends. Most don't know what it costs until they're in it. Here's what to expect.

Mortgages

The debate never goes away. But the answer depends less on market predictions and more on your specific situation, timeline, and risk tolerance.

Financing

A tax strategy that converts your mortgage interest into a tax deduction. Not for everyone, but for the right client, it can be significant.

First-Time Buyers

Buying your first home involves more steps than most people expect. Here's a clear-eyed walkthrough of what to prepare for.

Mortgages

It sounds like an obvious yes. But there are real trade-offs between prepaying and investing the difference. Here's how to think it through.

Financing

Refinancing can free up cash, lower your rate, or consolidate debt, but it's not always the right move. Run the numbers before you decide.

Real Estate

If you're selling and buying at the same time, your mortgage needs careful timing. Here's what to think about before listing.

Financing

Rolling high-interest debt into your mortgage can lower your monthly payments, but it extends what you'll pay over time. Know the trade-off.