Landmark Mortgages

Category: Mortgages

Mortgage Insights

Fixed vs variable, prepayment penalties, and everything in between: practical mortgage knowledge from Kyle Scott.

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Mortgages

January 18, 2023

What Happens When You Break Your Mortgage Early?

Six in ten Canadians break their mortgage before the term ends. Most don't know what it costs until they're in it. Here's what to expect, and how to structure your mortgage to minimize exposure.

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Mortgages

December 21, 2022

Should You Spend the Full Mortgage Amount You're Approved For?

Getting approved for $800,000 doesn't mean you should borrow $800,000. Here's how to think about the right mortgage size for your actual budget.

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Mortgages

December 14, 2022

Variable vs Fixed in 2024: Which Is Actually Right for You?

The debate never goes away. But the answer depends less on market predictions and more on your timeline, risk tolerance, and likelihood of breaking early.

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Mortgages

January 18, 2023

Should You Pay Off Your Mortgage Early?

It sounds like an obvious yes, but prepaying your mortgage versus investing the difference involves real trade-offs worth understanding before you decide.

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